With perks like hotel credits and airport lounge access, the American Express Platinum Card® is one of TPG's favorite cards for frequent travelers.

However, that's not all: The card also offers additional statement credits beyond travel perks, enhancing its value and offsetting the $895 annual fee (see rates and fees). For instance, you can get up to $100 in Saks Fifth Avenue statement credit awarded every calendar year — the first up to $50 from January to June and the other up to $50 in the second half of the year. (Enrollment is required.)

However, this use-it-or-lose-it credit resets twice yearly — which means December is your last chance to use your credit for the last half of the year, if you haven't already.

A great solo travel tip spotted this week on The Points Guy Articles.

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