When I tell people that I pay $895 per year (see rates and fees) for my American Express Platinum Card®, I'm usually met with confusion at how I could possibly justify that price tag.

I love being able to respond by saying that I actually profit off of this card in terms of value each year — something that's ringing true once again in 2026. We've still got several months left in this year, and I've already earned over $1,200 in value from my Amex Platinum.

And no, none of that value comes from a welcome bonus, since I've had this card for almost two years.

A great solo travel tip spotted this week on The Points Guy Articles.

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