A referral bonus is a win-win. When you refer a friend to a new card, you earn bonus points, miles or cash back without making any purchases. Your friend can also earn a substantial welcome offer after meeting a spending requirement.

Chase's Refer-A-Friend program is generous. If you hold certain Chase credit cards (including Chase's suite of cobranded cards with United, Hyatt, Southwest, IHG, Marriott and Disney) and are eligible, you can earn bonus points, miles or cash-back for successful referrals.

So, how do Chase card referrals work? Let's walk through the process in this guide.

A great solo travel tip spotted this week on The Points Guy Articles.

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