Black Friday is here, and if you're planning to take advantage of Amazon's biggest deals of the year, there's an easy way to stretch your budget before you even check out.

For a limited time, Prime members can get a $250 Amazon gift card instantly upon approval when they open the Prime Visa (see rates and fees).

The gift card is loaded to your Amazon Prime account the moment you're approved (with no spending requirement), so you can put it to work as you load your cart with Black Friday purchases.

A great solo travel tip spotted this week on The Points Guy Articles.

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