Citi ThankYou Rewards points can unlock dream trips and fantastic travel experiences, and many of Citi's proprietary cards earn these points at a quick rate.

Best of all? You don't have to shell out hundreds in annual fees to collect a stash of ThankYou Rewards points.

The no-annual-fee Citi Strata℠ Card (see rates and fees) and the $95 Citi Strata Premier® Card (see rates and fees) rack up ThankYou Rewards points and provide travel benefits at a modest price point, making either choice a great option for your wallet.

A great solo travel tip spotted this week on The Points Guy Articles.

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