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That's where the Capital One Spark Cash Select can make a lot of sense. It earns an unlimited 1.5% cash back on every purchase without adding another annual expense, since it has no annual fee (see rates and fees). Card rating*: ⭐⭐⭐

If you want to earn your cash back without paying an annual fee, the Spark Cash Select is a sensible option for your business . Just keep in mind that its simplicity can also be its biggest drawback, and some businesses may find its rewards and benefits just a little too basic.

A great solo travel tip spotted this week on The Points Guy Articles.

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