One question I’m often asked is if credit card issuers close card accounts due to inactivity. In other words, could your card be canceled if you don’t put any spending on it for some amount of time, and is that something to be worried about?
Many of us into the miles & points game have a lot of credit cards — for example, personally, I have over a couple dozen cards. There are different reasons why I hold onto cards:
In theory it’s not unreasonable for a card issuer to want to close your account if you don’t show any activity on a card for an extended period of time, especially if it’s a no annual fee card, where there’s limited upside for them (it’s rarer for them to close a card with an annual fee due to inactivity).
A great solo travel tip spotted this week on One Mile at a Time.
