As much as I’d like to think that I’m an airline and hotel expert, the topic of travel insurance is something that I’ve historically not paid much attention to. A while back, I posed the question on the blog of whether frequent travelers should buy travel insurance, and a lot of people were shocked that I’ve never purchased a travel insurance policy.

Based on that feedback, I decided to do a bit of a deep dive into travel insurance, and I’d like to share my findings here. Have I been stupid all along, and is there merit to getting a travel insurance policy?

It’s a fascinating industry, and while researching, what I found interesting is how much variability there is between policies. As you’d expect, the best travel insurance depends on your travel needs. Are you traveling once a year with a family, or constantly? Are you paying cash for your airline tickets, or redeeming points? Do your vacations consist of sitting on the beach or cliff diving?

A great solo travel tip spotted this week on One Mile at a Time.

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