Maximizing loyalty programs and credit card rewards have taken me to more than 60 countries in my lifetime, and I've tried just about every tip out there — using transfer bonuses, snagging cards with limited-time welcome offers, double- or triple-dipping, and even mattress and mileage running.

But one of my strategies is nowhere near as exciting — though it's arguably more important than all of those things put together.

And it is…drumroll…a password manager.

A great solo travel tip spotted this week on The Points Guy Articles.

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