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Home » Why I time my credit card applications around predictable big annual bills and elevated welcome offers
Ben Smithson
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Why I time my credit card applications around predictable big annual bills and elevated welcome offers

SoloInTownBy SoloInTownOctober 21, 20251 Min Read
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Few things in life entice me more than a big welcome bonus on a rewards credit card.

There are many great bonuses vying for my attention right now, and despite maintaining a healthy credit score, it isn't sensible for me to apply for all of them.

Writing about credit cards and points and miles on a daily basis, I always have my eye on the best offers available, especially when new products enter the market. When these cards increase their welcome offers for a limited time only, I'm even more tempted to apply.

A great solo travel tip spotted this week on The Points Guy Articles.

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