I love the points and miles game — I even have a sock drawer full of credit cards to prove it. You might, however, be surprised to discover that many of them don't earn points and miles.

That's because I'm also a big fan of cash back.

My credit card strategy features a healthy mix of travel rewards cards and cash-back cards. However, one cash-back card plays a pivotal role in my overall card strategy: the Apple Card, which is my catch-all for nonbonus spending.

A great solo travel tip spotted this week on The Points Guy Articles.

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