As the year draws to a close, so too does the opportunity to use the yearly, half-yearly and quarterly statement credits that come with your credit cards. And if you're anything like me, you may still have a few left to cross off your list.

At the start of this week, I had two American Express hotel credits at my disposal to use by the end of December. Cardholders of the American Express Platinum Card® and The Business Platinum Card® from American Express receive up to $600 in hotel statement credits each calendar year (up to $300 biannually) for prepaid bookings with Fine Hotels + Resorts or The Hotel Collection properties through American Express Travel®. (The Hotel Collection bookings require a minimum two-night stay.)

I confess I hadn't used the benefit on my American Express Platinum Card® in previous years. But after the issuer upped the hotel credit from $200 to $300, made it biannual and added a hotel credit to the The Business Platinum Card® from American Express, I knew it was time to put my benefits to work.

A great solo travel tip spotted this week on The Points Guy Articles.

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