As a United Quest℠ Card (see rates and fees) cardholder, I already enjoy perks like free checked bags, priority boarding, expanded award availability and travel credits. But as the end of the year approaches, and I inch closer to United Airlines Premier Silver status, I've been wondering: What would elite status actually add that my card doesn't already cover?

If you're in a similar spot, here's a breakdown of how United Premier status and United credit cards compare, including where they overlap, where they differ and how to decide which path is right for you.

Related: Last-minute strategies for United Premier elite status

A great solo travel tip spotted this week on The Points Guy Articles.

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