The U.S. Bank Business Altitude® Connect Visa Signature® Card is a solid choice for business owners interested in dipping their toes into premium benefits and high earning rates at a modest $0 introductory annual fee for the first year (then $95 thereafter). However, if you are looking for more perks, you may be better off with another option. Card rating*: ⭐⭐⭐

*Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

The card earns points that can be redeemed for travel, deposits to a qualifying U.S. Bank account or gift cards, among other options. To increase applicants' chances of approval for this card, we recommend that they have a minimum credit score of 670.

A great solo travel tip spotted this week on The Points Guy Articles.

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