Jess says her Bilt Palladium earns 3 points per dollar on purchases through the Points Accelerator, up to $25,000 in annual spending, for a maximum 75,000 points at that rate. She says the card is a default option for her household and cites Bilt’s transfer partners as part of its appeal. The hosts exclude whichever card they are currently using to meet a welcome-offer spending threshold.
Alex said after recording that Bilt’s Hyatt transfer ratio would move to 4:3 starting Jan. 1, 2027, a revision the hosts described as disappointing. She cautioned that their recommendations reflect conditions before that date and may need updating afterward. The episode frames card choice as personal: spending patterns, travel purchases, earning opportunities and a preference for simplicity can all affect which cards remain in rotation.
A great solo travel tip spotted this week on InsideFlyer.
