There's an outstanding deal available on many of the rewards-earning credit cards that lots of us already have in our wallets, and it has already saved me close to $400 in the last few weeks alone, with more savings still to come.

Before I tell you what this deal is, I want to share a caveat. Even I ignored this deal at first, as it sounded like a complication I didn't need in my life at that time.

So if that's your first reaction, try not to let it be your last if saving a few hundred dollars on everyday spending over the next few weeks would help your budget.

A great solo travel tip spotted this week on The Points Guy Articles.

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