Contrary to popular belief, you don't need to pay an eye-watering annual fee to get a travel credit card. If you don't travel enough to use all the benefits that come with a top-tier card — or simply don't have room in your budget to justify these fees each year — there are still plenty of no-annual-fee cards that might suit your needs.

When it comes to hotel credit cards, the good news is that a no-annual-fee card can offer you more benefits than you might expect. Some cards come with complimentary elite status, while others set up a pathway toward earning it through spending.

Depending on the product you choose, no-annual-fee cobranded hotel cards can help you earn perks specific to certain hotel chains. This is thanks, in part, to the elevated earning rates they feature when you book a stay or make an on-property purchase.

A great solo travel tip spotted this week on The Points Guy Articles.

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