When friends and family ask me for a recommendation on the best credit card, I never have a definitive answer.

It's not a one-size-fits-all scenario. Your personal preferences, spending habits, desired rewards and travel goals all play a role, and these factors will prompt a unique response for every person.

There are several cards that I often recommend, from products for points and miles enthusiasts to award travel beginners who are daydreaming about their next trip. Here's a collection of some of the best all-around options.

A great solo travel tip spotted this week on The Points Guy Articles.

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