You'll hear this ad nauseam at TPG: When it comes to the best credit card, there isn't one.

And by that, I mean there's no single card that magically fits every individual's specific needs. For example, one of my biggest expenses is groceries, so I have a card that earns a high reward rate in this category.

On the other hand, one of my friend's biggest monthly expenses is her rent, so she has the Bilt Mastercard®* in her wallet to net Bilt Points (up to 100,000 points in a calendar year; use the card five times each statement period to earn points) on every rent payment she makes without incurring a transaction fee (see rates and fees).

A great solo travel tip spotted this week on The Points Guy Articles.

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