Hotel credit cards don't have to come with sky-high annual fees to deliver real value. In fact, some of the best cobranded hotel cards charge $100 or less while still offering perks like annual free nights, automatic elite status and bonus points that can meaningfully improve your travel experience.
Whether you're looking to save money on trips abroad, rack up points on everyday spending or secure status that unlocks upgrades and late checkout, these cards punch well above their weight.
In this guide, I'll walk you through six of the best hotel credit cards with annual fees of $100 or less, explain what makes each one valuable and help you decide which card fits your travel style.
A great solo travel tip spotted this week on The Points Guy Articles.




