It's been a turbulent year of sweeping changes to popular credit cards, so you might be thinking about which ones still deserve a spot in your wallet.

The Chase Sapphire Reserve® (see rates and fees) underwent major changes in June, which included increasing its annual fee to $795. To offset it, new earning rates and a range of travel and lifestyle credits were added.

Now that the Sapphire Reserve has one of the highest annual fees for a premium travel rewards credit card, you may be questioning whether it's worth continuing to hold. After all, paying $795 in one billing cycle is a big ask.

A great solo travel tip spotted this week on The Points Guy Articles.

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