January is a time to plan for the next 12 months. While health and wellness often receive significant attention, personal finance should be top of mind as well. You might consider setting up a budget and planning to invest or open a new savings account.

But as you make these financial plans, don’t forget to take some time to think about your 2026 credit card strategy as well.

Not sure where to start? Here’s what we recommend to start your year on the right foot.

A great solo travel tip spotted this week on The Points Guy Articles.

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