I get asked some version of the same question all the time: what's the best travel credit card to actually keep in your wallet?
For me, the answer has changed over time. As my travel habits have evolved, so has the mix of cards I rely on. Some are great for earning points quickly, others help offset costs with built-in credits and a few simply make the overall travel experience more comfortable.
And honestly, those perks matter more than ever right now. Travel isn't getting any cheaper, award prices aren't going down and the perks that used to feel like nice extras — like lounge access or built-in credits — have become much more valuable if you're flying regularly.
A great solo travel tip spotted this week on The Points Guy Articles.
