When Bilt announced its revamped card suite at the start of 2026, I decided to go all in on one of its new offerings: the premium Bilt Palladium Card (see rates and fees).
Now that we've passed the midpoint of the year, I decided to check in on my Bilt-focused strategy. Good news: I've earned over 130,000 Bilt Points in the last 180 days with this card (that carries a $495 annual fee).
I've had plenty of success leveraging the Bilt program, even while taking a quick detour for another card and keeping up with the statement credits from the other cards in my wallet. Let's dive into the details of how I made it happen.
A great solo travel tip spotted this week on The Points Guy Articles.
