The World of Hyatt Credit Card (application) is one of the easiest “worth it” calls of any card I hold — at a $95 annual fee, the anniversary free night award alone is worth more than the fee, so the hold-for-perks math isn’t really in question.
What makes this card genuinely interesting, and worth a closer look, is that it’s also one of the rare cards actually worth spending money on. In my experience it’s all too often one or the other: a card is worth keeping for the perks but not spending on, or worth spending on but thin on perks. Hyatt’s personal card is both.
I’ve held this card since 2018 and spend at least $15,000 on it every year, so rather than just re-listing benefits (the full Hyatt Credit Card review covers those), this is a first-person accounting of why the hold case is a no-brainer, where the $15,000 spending sweet spot comes from, and how the card fits a realistic path to Globalist status.
A great solo travel tip spotted this week on One Mile at a Time.
