The Sapphire Reserve for Business℠ (learn more) is Chase’s ultra-premium $795 business card, and right now it’s offering a welcome bonus that I value at $3,400. So the “is this card worth it” topic really comes down to two different questions — is it worth applying for and getting in the first place, and is it worth keeping?
The massive welcome bonus makes the answer to the first question easy. Meanwhile, how much value you’d get from the credits, the rewards structure, and the lounge access, will determine the answer to the second question. So let me share how I’d think through the math on the card.
I applied for the Sapphire Reserve Business the week that it opened to new applications, and was instantly approved with a big credit line, even though I already hold several Chase business cards. I’m a huge fan of the personal Sapphire Reserve too, so in the coming months I’ll have to decide whether I keep both or pick just one.
A great solo travel tip spotted this week on One Mile at a Time.
