Most frequent travelers can benefit from a premium credit card like the Capital One Venture X Rewards Credit Card. However, the steep annual fees mean it's important to carefully consider how useful the card's perks will be for you.

The Venture X is easier to justify than many other cards at its level since it has an annual fee of just $395. That's $200 cheaper than the next most affordable premium card from a major issuer, the Citi Strata Elite℠ Card (see rates and fees).

Here are the benefits that could make the Venture X worth a spot in your wallet.

A great solo travel tip spotted this week on The Points Guy Articles.

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