The Ink Business Unlimited® Credit Card (see rates and fees) is one of the best business cards with no annual fee because it earns 1.5% back on every purchase. That cash back can be turned into valuable Chase Ultimate Rewards points when paired with an eligible Chase card. Card Rating*: ⭐⭐⭐⭐
Although there are other cards that earn 1.5% cash back (or more), when paired with an Ultimate Rewards earning card, the Ink Business Unlimited card allows you to convert cash back to Chase Ultimate Rewards points. This means you can combine Chase points from your separate card accounts and transfer them to the Ultimate Rewards program's various airline and hotel partners.
While not everyone is eligible for a business credit card, it may be easier to be approved than you think, provided you have a "good to excellent" credit score of 670 or above, because freelancing and other sole-proprietor enterprises can count as a business in the eyes of Chase and many other issuers.
A great solo travel tip spotted this week on The Points Guy Articles.
