The Chase Sapphire Reserve® (see rates and fees) is back in the spotlight thanks to its highest-ever publicly available welcome bonus: Earn 150,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

But even with a massive bonus on the table, there's one number that's hard to ignore: the card's $795 annual fee.

Chase says the Sapphire Reserve offers more than $3,000 in annual value through statement credits, perks and travel benefits. That sounds great in theory — but I wanted to know what the card was actually worth in my real life.

A great solo travel tip spotted this week on The Points Guy Articles.

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