The hotel credit on my American Express Platinum Card® stands among my favorite card perks.

It's highly valuable, providing me with up to $600 per calendar year (up to $300 semiannually) in the form of a statement credit on prepaid stays booked with American Express Fine Hotels + Resorts or The Hotel Collection* through American Express Travel®, Amex's two luxury hotel programs. This credit is also on The Business Platinum Card® from American Express.

I always know I'm going to get a fantastic experience when I book with Amex Fine Hotels + Resorts, but room rates within the program can be sky-high — even for a one-night stay. I'm not the type of traveler who wants to spend more than $1,000 per night, regardless of how great the hotel is.

A great solo travel tip spotted this week on The Points Guy Articles.

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