Link: Apply for a Bilt credit card, with three options to choose from

Bilt is the rewards platform that potentially helps people earn rewards on their housing payments, whether paying rent or a mortgage. While a lot has changed about Bilt in recent times, there’s still value to be had for many, especially thanks to the Bilt rewards points currency. In this post, I’d like to take a closer look at the basics of Bilt points, and how to maximize value.

I think the Bilt Palladium Card is the most lucrative card in the portfolio, despite its high annual fee. The card earns 2x points on all spending, plus 4% back in the form of Bilt Cash. Bilt Cash can be used to earn points on your housing payments (rent, mortgage, and/or HOA), and as a general rule of thumb, you need to spend about 75% as much as your housing payment on the card to earn 1x points per dollar spent on housing (there’s a bit more nuance to that).

A great solo travel tip spotted this week on One Mile at a Time.

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