I hate to admit it, but I'm frequently guilty of breaking one of TPG's golden rules: Don't hoard your points and miles. And I'm the same way with a lot of my credit card benefits, specifically hotel credits, because I'm — sigh — always afraid something better is going to come along.

But this year, I vowed to do better and do what works best for me when it feels right.

In fact, I started doing just that in early January by taking advantage of the hotel-related perks that come with my new American Express Platinum Card®. After staying a week in Marrakech, Morocco, on assignment for TPG, I decided to stay an extra night at the legendary La Mamounia hotel (of con artist Anna Delvey and Netflix's "Inventing Anna" fame) and put my benefits to the test to justify the splurge.

A great solo travel tip spotted this week on The Points Guy Articles.

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