Chase refreshed its Sapphire Reserve product this fall (read more here), which saw the yearly fee increase significantly while cutting the point earnings in the travel category to only hotels and airlines (previously all travel).

Chase simultaneously introduced various biannual and annual credits that have made this card more of a coupon book, and you really need to track your offer usage to avoid breakage.

A great solo travel tip spotted this week on LoyaltyLobby.

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