For small-business owners who love to fly with American Airlines, the Citi® / AAdvantage Business™ World Elite Mastercard® (see rates and fees) should be in your crosshairs.

It's an affordable card with no annual fee for the first cardholder year, then a $99 annual fee applies each year thereafter. I always appreciate the chance to try a card out for a year to see if it's a good fit for me without committing to a fee.

Of course, it's still good to take a close look at a card before applying. Fortunately, the Citi / AAdvantage Business offers a lot of value, including free checked bags and solid earning rates on American. Card rating*: ⭐⭐⭐

A great solo travel tip spotted this week on The Points Guy Articles.

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