The Chase Sapphire Reserve® (see rates and fees) is Chase's flagship personal card, with a steep annual fee and valuable travel and lifestyle benefits.

Meanwhile, the American Express® Gold Card is a popular mid-tier card, both in terms of its annual fee (see rates and fees) and relatively easy-to-use perks.

If you're considering either of these cards, you may be stuck on the question of whether it's worth shelling out an extra $470 each year for the Sapphire Reserve. Here's a look at both cards side by side to help you decide.

A great solo travel tip spotted this week on The Points Guy Articles.

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