While both cards offer quite a few credits, there’s one credit that’s easiest to use, and which I consider to basically be good as cash. Specifically, I’m talking about the $300 annual travel credit. In this post, I want to take a closer look at how this benefit works, as it helps greatly with offsetting the $795 annual fee.
I don’t want to bury the lede, so let me quickly share my own experience — this is perhaps the only credit card with a credit where I don’t actually have to even put a second of thought into how I’m going to redeem it, thanks to how easy it is to use. There’s no registration required, and my purchases automatically trigger it, and I typically don’t even check if it coded correctly, because it always does, in my experience. So whatever my first $300 per anniversary year in travel spending is, that’s what the credit goes toward, whether it’s an Uber, a hotel stay, or a flight.
This credit is applied to purchases automatically — there’s no need to register — and you can use it over as many purchases as needed until the credit is completely used up. So that can be a single $300 purchase, 10 purchases of $30 each, etc. This comes in the form of a statement credit that posts shortly after you make your purchase.
A great solo travel tip spotted this week on One Mile at a Time.
