Each of Chase's personal Sapphire cards earns valuable Chase Ultimate Rewards points.
While the mid-tier Chase Sapphire Preferred® Card (see rates and fees) and premium Chase Sapphire Reserve® (see rates and fees) are in the same family, the two cards diverge in benefits, earning rates and annual fees.
The Sapphire Reserve offers many perks in exchange for a high $795 annual fee, while the Sapphire Preferred is a simpler option for $95 a year.
A great solo travel tip spotted this week on The Points Guy Articles.
