The Chase Ink Business Premier® Credit Card is geared toward business owners who want to earn cash-back rewards on their day-to-day purchases. Its earning rates are decent, but the $195 annual fee is high for what you get from this product since you won't be able to transfer your rewards to Chase's travel partners for maximum value. Card rating*: ⭐⭐½
That means if you have another Chase card that earns transferable Ultimate Rewards points, such as the Chase Sapphire Preferred® Card (see rates and fees) or the Chase Sapphire Reserve® (see rates and fees), you could transfer your cash back to an Ultimate Rewards-earning card and then use the converted points with Chase's various airline and hotel partners.
The Chase Ink Business Premier, however, is a different story since it earns cash back that can't be transferred to partners, regardless of what other Chase cards you have.
A great solo travel tip spotted this week on The Points Guy Articles.
