If you're an authorized user on someone else's Chase Sapphire Preferred® Card (see rates and fees), you might be wondering whether that affects your ability to open your own account — and, importantly, whether you can still earn the welcome offer.
The good news is that being an authorized user does not automatically prevent you from applying for the Sapphire Preferred or earning its welcome offer, as long as you meet Chase’s current bonus eligibility rules. That’s especially encouraging given that Chase is currently offering new Sapphire Preferred cardholders a solid welcome bonus of 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
If you transfer your points to one of Chase’s airline or hotel partners, the value of this bonus is up to $1,538, according to our December 2025 valuations.
A great solo travel tip spotted this week on The Points Guy Articles.
