The Bilt Obsidian Card (see rates and fees) is the mid-tier card in Bilt Rewards' Card 2.0 rollout.

For a $95 annual fee, cardholders can earn Bilt Points at an elevated rate in popular bonus categories, as well as 4% Bilt Cash on all nonhousing purchases. This is in addition to rewards earned on rent or mortgage payments.

New Bilt Obsidian cardholders receive $200 in Bilt Cash upon application and approval.

A great solo travel tip spotted this week on The Points Guy Articles.

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