With tax season on the horizon, credit card enthusiasts may wonder if they have to pay taxes on the rewards they earned in 2025.
The good news? Generally, credit card rewards are not considered taxable income. However, certain types of rewards, such as checking account bonuses and credit card referral bonuses, may prompt your bank to send you a 1099.
Let's break down when you should expect a 1099 for your rewards, along with the steps you should take if you believe you received one in error.
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