Delta’s suite of co-branded Amex cards — and for that matter, the SkyMiles program at large — can be rather polarizing. The cards are incredibly popular with consumers. That’s because people mostly enjoy flying Delta, even if the SkyMiles program doesn’t offer much in the way of outsized value for your miles. For some people, Delta’s Amex cards are super worthwhile, while for others, there are much better options.
The “worth it” question on Delta credit cards is more complicated than for most card families, because there are seven of them — four personal (Blue, Gold, Platinum, Reserve) and three business (Gold, Platinum, Reserve) — and the right answer depends almost entirely on how often you fly Delta and which perks you’d actually use.
For a comprehensive look at the full lineup with details on every card, see the best credit cards for Delta SkyMiles guide. This post is the practical complement to that piece: rather than walking through every card, it’s the decision framework I’d use to choose one — or to conclude that no Delta card is the right call for you.
A great solo travel tip spotted this week on One Mile at a Time.


