American Express is often recognized as a luxury issuer thanks to its high-end cards. Two of Amex's most popular products are the American Express® Gold Card and American Express Platinum Card®.

Both cards offer the allure of elevated travel and an upscale lifestyle, thanks to their earning rates, statement credits and the shine of their metal finish. The Amex Gold has a $325 annual fee (see rates and fees), which pales in comparison to the Amex Platinum's $895 annual fee (see rates and fees).

With high annual fees and a range of statement credits, the stakes are higher than ever when considering your next premium card. Let's find out which card makes sense for you.

A great solo travel tip spotted this week on The Points Guy Articles.

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