No-annual-fee cards aren't known for their high-end perks. They're usually geared toward those looking to transfer balances or build their credit.

Some no-annual-fee options can offer more than just a basic set of perks, though. Several cards from major issuers offer cardholders the choice to transfer their rewards to airline and hotel partners.

If you've been reading TPG for any length of time, you know that transferring your rewards to partners will usually net the most value. Doing that without paying an annual fee may appeal to points and miles newcomers or anyone exploring a new rewards ecosystem.

A great solo travel tip spotted this week on The Points Guy Articles.

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