Few $95 airline cards can reliably deliver more than double their annual fee in value year after year. The Atmos™ Rewards Ascent Visa Signature® credit card is one of them.

Between a generous welcome offer, a highly usable Companion Fare and meaningful day-of-travel perks, this card can justify its annual fee surprisingly quickly, especially if you fly Alaska Airlines or Hawaiian Airlines at least once a year.

Here are five ways the Atmos Ascent can offset — and often far exceed — its $95 annual fee.

A great solo travel tip spotted this week on The Points Guy Articles.

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