Charles and Linda Stricker made four common but disastrous travel insurance mistakes before, during and after their last vacation. Those easily avoidable errors put nearly $3,000 of the couple's cash in peril.

The Strickers' problems began when they purchased a comprehensive travel insurance policy but neglected to read it. That oversight caused a cascade of additional missteps after Linda was injured on the first day of their trip, culminating in a complete denial of her travel insurance claim.

Six months later, Charles was still angry over the situation. His wife's experience had left him with the false impression that travel insurance is a waste of money. He felt duped. So he shared his tale with TPG and asked that we warn readers of "the travesty called travel insurance."

A great solo travel tip spotted this week on The Points Guy Articles.

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