We know what you're thinking: Why pay hefty annual fees on two cards that earn the same type of points? Well, for us (and many others), it's entirely worthwhile.

Indeed, the combined $1,000-plus price tag on The Platinum Card® from American Express and American Express® Gold Card can be confronting. However, the earning rates and perks on these cards differ significantly.

If you want to accelerate your earnings, maximize card benefits and protect your purchases, it can make sense to hold both the Platinum and Gold cards. Here are four reasons why.

A great solo travel tip spotted this week on The Points Guy Articles.

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