Before adding the American Express Platinum Card® to my wallet, I analyzed my current credit card setup. The Amex Platinum's $895 annual fee (see rates and fees) was more than enough to prompt a review of my current strategy.

At the time, I had only one card in my wallet with an annual fee exceeding $200: the Capital One Venture X Rewards Credit Card. At $395 each year, the Venture X is among the most affordable cards in the premium market. But was the Venture X worth keeping once I added the Amex Platinum?

After weighing the pros and cons, I decided to keep both of these popular premium travel rewards cards. These are the four factors that influenced my decision.

A great solo travel tip spotted this week on The Points Guy Articles.

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