My foray into the world of credit cards, points and miles began when I joined TPG a few years ago. I had a couple of cards before working here, but I didn't give much thought to which card to use or when or how to maximize the benefits.

Now that I am surrounded by credit card experts every day, my strategy has changed drastically. I've added about four new cards to my wallet and even made a spreadsheet to ensure I use the right card for the right purchases.

Of those new cards, my Delta SkyMiles® Reserve American Express Card has provided some of the most useful benefits. And if you apply right now, you are eligible for this card's highest offer ever.

A great solo travel tip spotted this week on The Points Guy Articles.

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