Every June, when the annual fee on my United℠ Business Card (see rates and fees) posts, I ask myself the same question: Is it finally time to cancel one of my United Airlines credit cards?

That probably sounds strange coming from someone who carries between 25 and 30 credit cards at any given time. Most points and miles enthusiasts are looking for ways to simplify their wallets, and United isn't even my primary airline. I only fly the carrier a couple of times a year, usually on domestic flights or trips to Mexico.

Yet for the past several years, I've continued renewing both my no-annual-fee United Gateway℠ Card (see rates and fees) and my United Business Card (which carries a $150 annual fee). While it may seem unnecessary to keep two United cards, this combination continues to deliver more value than it costs me.

A great solo travel tip spotted this week on The Points Guy Articles.

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